park national corporation operates as the bank holding company for park national bank that provides commercial banking and trust services in ohio, northern kentucky, north carolina, and south carolina. it offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services for individual customers. the company also provides commercial loans, including financing for industrial and commercial properties, financing for equipment, inventory and accounts receivable, acquisition financing, and commercial leasing, as well as for consumer finance companies; commercial real estate loans comprising mortgage loans to developers and owners of commercial real estate; consumer loans, such as automobile loans and leases; consumer finance services; home equity lines of credit; a