established in 2006, realtime electronic payments (repay) is a full service provider of electronic transaction processing services for retail merchants, offering a comprehensive line of solutions that include credit and debit cards, gift cards, ach, bank account verification, electronic bill payment and instant funding. repay currently processes for more than 5,000 merchant locations across all product lines. repay’s management team has proven to be successful on several levels since inception by focusing on sales, risk mitigation, merchant support and utilization of its proprietary software platform. repay is one of the fastest growing companies in the united states, currently ranked #330 on the 2012 inc. 500 list.