in 1997, the company was founded in riverside, california by three wichita, kansas childhood friends to meet the growing consumer need for short-term loans. they set out to offer a variety of convenient, easily-accessible financial and loan services in a safe, clean and professional environment. their success led to opening stores in multiple locations across the united states, and expanding to offer online loans and financial services across the nation. today, curo financial technologies corp operates under a number of brands including speedy cash, rapid cash, cash money, lenddirect, avío credit, opt+, juo loans and wagedayadvance. with over 20 years of operating experience, curo financial technologies corp provides financial freedom to the underbanked, a large and growing market. our financial technology team has created a unique, fully integrated system for end-to-end ownership of our financial and loan transactions.