katapult provides a no credit required alternative to traditional financing. we partner with both online and brick and mortar retailers nationwide so they can provide purchasing power to the underserved sub-prime consumer market. this allows them to grow sales and attract an entirely new customer base. the options for subprime consumers are limited. they don't qualify for traditional credit so they are forced to shop at rent to own stores, where the selection and expertise are limited, buy used, or go without. with katapult, subprime customers can now have a normal shopping experience with the retailers they love both online and in-store. for our retailers the process is easy, funding is quick and there is no special equipment needed. for our online partners we have integrations with many of the major ecommerce platforms so integrating online can be a short process. plus we also support custom integrations. for the consumer, getting approved is quick and easy. with approvals up to